IDENTITY THEFT INSURANCE

ID Watchdog plans include identity theft insurance that provides reimbursement for certain out-of-pocket expenses related to the recovery of your identity.

• Policies with an aggregate limit of $1,000,000 include up to $1,000,000 of stolen funds reimbursement for unrecoverable fraudulent electronic fund transfers from checking, savings, and money market accounts.
• Policies with an aggregate limit of up to $2,000,000 or higher include up to $2,000,000 of stolen funds reimbursement for unrecoverable electronic fund transfers – up to $1,000,000 for checking, savings, and money-market accounts, and up to $1,000,000 for employer-sponsored retirement accounts, health savings accounts, and employee stock option plans.

The insurance limits and cash recovery benefits vary by product. Click on the links below to view the Summary of Benefits for your ID Watchdog plan.

• Summary of Benefits for Policies with an aggregate limit of insurance of up to $25,000 (Selected legacy plans).

• Summary of Benefits for Policies with an aggregate limit of insurance of up to $1,000,000 (ID Watchdog Plus, 1B, 1B+3 and Essentials plans).

• Summary of Benefits for Policies with an aggregate limit of insurance of up to $2,000,000 (ID Watchdog Premium plan).

• Summary of Benefits for Policies with an aggregate limit of insurance of up to $5,000,000 (ID Watchdog Platinum, Platinum Plus and Ultimate plans).

The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.