IDENTITY THEFT INSURANCE
ID Watchdog plans include identity theft insurance that provides reimbursement for certain out-of-pocket costs related to the recovery of your identity. Policies with an aggregate limit of $1,000,000 or higher include up to $1,000,000 of stolen funds reimbursement for unrecoverable, fraudulent electronic transfers from checking, savings, and money market accounts. For select plans, the insurance provides up to $1,000,000 for unrecoverable funds removed through unauthorized electronic transfers from employer-sponsored retirement accounts, health savings accounts, and employee stock option plans.
The insurance limits and cash recovery benefits vary by product. Click on the links below to view the Summary of Benefits for your ID Watchdog plan.
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Summary of Benefits for Policies with an aggregate limit of insurance of up to $25,000 (Selected legacy plans).
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Summary of Benefits for Policies with an aggregate limit of insurance of up to $1,000,000 (ID Watchdog Plus, 1B, 1B+3 and Essentials plans).
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Summary of Benefits for Policies with an aggregate limit of insurance of up to $2,000,000 and up to $1,000,000 401K/HSA Stolen Funds Reimbursement (ID Watchdog Premium, Platinum and Platinum Plus plans).
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Summary of Benefits for Policies with an aggregate limit of insurance of up to $5,000,000 and up to $1,000,000 401K/HSA Stolen Funds Reimbursement (ID Watchdog Ultimate plan).
The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.